/* =========================================================
   MONEYFUNCTION.COM
   Main stylesheet for the complete homepage
   Finance-themed blue / teal visual system
========================================================= */

:root {
  --mf-navy: #09233f;
  --mf-blue: #0b5ea8;
  --mf-blue-dark: #07467f;
  --mf-teal: #14b8a6;
  --mf-teal-dark: #0f8f83;
  --mf-gold: #f4c95d;
  --mf-white: #ffffff;
  --mf-bg: #f5f9fc;
  --mf-bg-soft: #edf7f7;
  --mf-text: #172b3a;
  --mf-muted: #647789;
  --mf-border: #dce8ef;
  --mf-shadow: 0 18px 50px rgba(9, 35, 63, .10);
  --mf-radius: 20px;
  --mf-container: 1180px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--mf-text);
  background: var(--mf-white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input {
  font: inherit;
}

.container {
  width: min(calc(100% - 40px), var(--mf-container));
  margin-inline: auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* =========================
   HEADER
========================= */

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, .96);
  border-bottom: 1px solid rgba(220, 232, 239, .9);
  backdrop-filter: blur(14px);
}

.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
}

.brand img {
  width: 220px;
  height: 60px;
  object-fit: contain;
}

.primary-navigation {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  margin-left: auto;
}

.primary-navigation > a,
.nav-dropdown-toggle {
  border: 0;
  background: transparent;
  color: var(--mf-navy);
  padding: 10px 11px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 650;
  cursor: pointer;
}

.primary-navigation > a:hover,
.nav-dropdown-toggle:hover {
  color: var(--mf-teal-dark);
  background: var(--mf-bg-soft);
}

.nav-dropdown {
  position: relative;
}

.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  min-width: 210px;
  padding: 10px;
  background: var(--mf-white);
  border: 1px solid var(--mf-border);
  border-radius: 14px;
  box-shadow: var(--mf-shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: .2s ease;
}

.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown.is-open .nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.nav-dropdown-menu a {
  display: block;
  padding: 9px 11px;
  border-radius: 9px;
  font-size: 14px;
}

.nav-dropdown-menu a:hover {
  color: var(--mf-blue);
  background: var(--mf-bg);
}

.header-cta {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 0 17px;
  border-radius: 10px;
  background: var(--mf-navy);
  color: var(--mf-white);
  font-size: 14px;
  font-weight: 700;
}

.header-cta:hover {
  background: var(--mf-blue);
}

.mobile-menu-toggle {
  display: none;
  margin-left: auto;
  width: 44px;
  height: 42px;
  border: 1px solid var(--mf-border);
  border-radius: 10px;
  background: var(--mf-white);
  cursor: pointer;
}

.mobile-menu-toggle span {
  display: block;
  width: 21px;
  height: 2px;
  margin: 4px auto;
  background: var(--mf-navy);
}

/* =========================
   SHARED ELEMENTS
========================= */

.eyebrow {
  display: inline-block;
  color: var(--mf-teal-dark);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .14em;
  line-height: 1.3;
}

.section-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 30px;
  margin-bottom: 38px;
}

.section-heading.centered {
  display: block;
  max-width: 760px;
  margin: 0 auto 42px;
  text-align: center;
}

.section-heading h2,
.market-copy h2,
.calculator-copy h2,
.newsletter-copy h2,
.faq-intro h2,
.final-cta-card h2 {
  margin: 8px 0 12px;
  color: var(--mf-navy);
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.12;
  letter-spacing: -.035em;
}

.section-heading p,
.section-heading > div > p {
  max-width: 720px;
  margin: 0;
  color: var(--mf-muted);
}

.text-link {
  color: var(--mf-blue);
  font-size: 14px;
  font-weight: 800;
}

.text-link:hover {
  color: var(--mf-teal-dark);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 21px;
  border-radius: 11px;
  font-size: 14px;
  font-weight: 800;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  color: var(--mf-white);
  background: var(--mf-teal-dark);
  box-shadow: 0 10px 25px rgba(15, 143, 131, .22);
}

.btn-primary:hover {
  background: var(--mf-teal);
}

.btn-secondary {
  color: var(--mf-navy);
  background: var(--mf-white);
  border: 1px solid var(--mf-border);
}

.btn-secondary:hover {
  border-color: var(--mf-teal);
  color: var(--mf-teal-dark);
}

/* =========================
   HERO
========================= */

.hero-section {
  overflow: hidden;
  padding: 88px 0 82px;
  background:
    radial-gradient(circle at 84% 35%, rgba(20, 184, 166, .17), transparent 28%),
    linear-gradient(135deg, #f7fbfe 0%, #edf8f7 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.02fr .98fr;
  align-items: center;
  gap: 70px;
}

.hero-content h1 {
  max-width: 680px;
  margin: 14px 0 20px;
  color: var(--mf-navy);
  font-size: clamp(43px, 5.5vw, 72px);
  line-height: .99;
  letter-spacing: -.055em;
}

.hero-content h1 span {
  display: block;
  color: var(--mf-teal-dark);
}

.hero-description {
  max-width: 650px;
  margin: 0;
  color: var(--mf-muted);
  font-size: 18px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.hero-trust {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 15px;
  max-width: 620px;
  margin-top: 42px;
}

.trust-item {
  padding-left: 13px;
  border-left: 2px solid var(--mf-teal);
}

.trust-item strong,
.trust-item span {
  display: block;
}

.trust-item strong {
  color: var(--mf-navy);
  font-size: 13px;
}

.trust-item span {
  color: var(--mf-muted);
  font-size: 11px;
}

.hero-visual {
  position: relative;
  min-height: 500px;
  display: grid;
  place-items: center;
}

.hero-orbit {
  position: absolute;
  border: 1px solid rgba(20, 184, 166, .22);
  border-radius: 50%;
}

.orbit-one {
  width: 450px;
  height: 450px;
}

.orbit-two {
  width: 330px;
  height: 330px;
}

.wealth-dashboard {
  position: relative;
  z-index: 2;
  width: min(100%, 510px);
  padding: 24px;
  border: 1px solid rgba(255,255,255,.6);
  border-radius: 26px;
  background: rgba(9, 35, 63, .96);
  color: var(--mf-white);
  box-shadow: 0 30px 80px rgba(9, 35, 63, .25);
}

.dashboard-top,
.dashboard-row,
.dashboard-cards,
.dashboard-cards > div {
  display: flex;
}

.dashboard-top {
  justify-content: space-between;
  color: rgba(255,255,255,.7);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .12em;
}

.dashboard-status {
  color: #5ee7d6;
}

.dashboard-value {
  margin: 30px 0 5px;
}

.dashboard-value span {
  display: block;
  color: rgba(255,255,255,.65);
  font-size: 13px;
}

.dashboard-value strong {
  display: block;
  margin-top: 3px;
  color: #fff;
  font-size: 26px;
}

.growth-chart {
  position: relative;
  height: 230px;
  margin-top: 10px;
  overflow: hidden;
}

.growth-chart svg {
  width: 100%;
  height: 100%;
}

.chart-grid-line {
  position: absolute;
  left: 0;
  right: 0;
  height: 1px;
  background: rgba(255,255,255,.08);
}

.line-1 { top: 25%; }
.line-2 { top: 50%; }
.line-3 { top: 75%; }

.dashboard-cards {
  gap: 10px;
}

.dashboard-cards > div {
  flex: 1;
  flex-direction: column;
  padding: 12px;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  background: rgba(255,255,255,.05);
}

.dashboard-cards span {
  color: rgba(255,255,255,.55);
  font-size: 10px;
}

.dashboard-cards strong {
  margin-top: 2px;
  font-size: 13px;
}

/* =========================
   CATEGORY
========================= */

.category-strip,
.featured-section,
.insight-section,
.latest-section,
.business-focus-section,
.faq-section {
  padding: 88px 0;
}

.category-strip {
  background: var(--mf-white);
}

.compact-heading {
  display: block;
}

.category-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 15px;
}

.category-card {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 14px;
  min-height: 180px;
  padding: 23px;
  border: 1px solid var(--mf-border);
  border-radius: 18px;
  background: var(--mf-white);
  transition: .22s ease;
}

.category-card:hover {
  transform: translateY(-5px);
  border-color: rgba(20,184,166,.5);
  box-shadow: var(--mf-shadow);
}

.category-icon,
.focus-icon,
.market-point-icon {
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 43px;
  height: 43px;
  border-radius: 12px;
  color: var(--mf-teal-dark);
  background: var(--mf-bg-soft);
  font-weight: 900;
}

.category-card h3 {
  margin: 2px 0 7px;
  color: var(--mf-navy);
  font-size: 17px;
}

.category-card p {
  margin: 0;
  color: var(--mf-muted);
  font-size: 13px;
}

.category-arrow {
  position: absolute;
  right: 20px;
  bottom: 19px;
  color: var(--mf-teal-dark);
  font-weight: 900;
}

/* =========================
   FEATURED / ARTICLE CARDS
========================= */

.featured-section {
  background: var(--mf-bg);
}

.featured-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr 1fr;
  gap: 20px;
}

.featured-card,
.article-card {
  overflow: hidden;
  border: 1px solid var(--mf-border);
  border-radius: 18px;
  background: var(--mf-white);
  box-shadow: 0 8px 30px rgba(9,35,63,.04);
}

.featured-image,
.article-image {
  position: relative;
  display: block;
  overflow: hidden;
  background: var(--mf-bg-soft);
}

.featured-image img,
.article-image img {
  width: 100%;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  transition: transform .35s ease;
}

.featured-card:hover img,
.article-card:hover img {
  transform: scale(1.04);
}

.article-category {
  position: absolute;
  left: 15px;
  bottom: 15px;
  padding: 6px 9px;
  border-radius: 7px;
  color: var(--mf-navy);
  background: var(--mf-gold);
  font-size: 9px;
  font-weight: 900;
  letter-spacing: .08em;
}

.featured-body,
.article-body {
  padding: 22px;
}

.featured-body h3,
.article-body h3 {
  margin: 0 0 9px;
  color: var(--mf-navy);
  font-size: 21px;
  line-height: 1.25;
}

.featured-body p,
.article-body p {
  margin: 0 0 15px;
  color: var(--mf-muted);
  font-size: 14px;
}

.featured-large .featured-body h3 {
  font-size: 27px;
}

/* =========================
   OPPORTUNITIES
========================= */

.opportunity-section {
  padding: 88px 0;
  background: var(--mf-white);
}

.opportunity-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.opportunity-card {
  position: relative;
  min-height: 300px;
  overflow: hidden;
  padding: 34px;
  border-radius: 22px;
  color: var(--mf-white);
}

.business-opportunity {
  background: linear-gradient(135deg, var(--mf-navy), #0c527f);
}

.property-opportunity {
  background: linear-gradient(135deg, #0a4f58, var(--mf-teal-dark));
}

.opportunity-content {
  position: relative;
  z-index: 2;
  max-width: 520px;
}

.opportunity-label,
.focus-tag {
  color: var(--mf-gold);
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .14em;
}

.opportunity-card h3 {
  margin: 13px 0 10px;
  font-size: 31px;
  line-height: 1.15;
}

.opportunity-card p {
  max-width: 510px;
  margin: 0 0 18px;
  color: rgba(255,255,255,.76);
}

.opportunity-link {
  color: #fff;
  font-size: 14px;
  font-weight: 800;
}

.opportunity-symbol {
  position: absolute;
  right: 35px;
  bottom: 5px;
  color: rgba(255,255,255,.08);
  font-size: 170px;
  line-height: 1;
}

/* =========================
   INSIGHTS
========================= */

.insight-section {
  background: var(--mf-bg);
}

.insight-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.insight-card {
  display: flex;
  gap: 18px;
  padding: 26px;
  border: 1px solid var(--mf-border);
  border-radius: 18px;
  background: #fff;
}

.insight-number {
  flex: 0 0 auto;
  color: rgba(20,184,166,.28);
  font-size: 30px;
  font-weight: 900;
}

.insight-label {
  color: var(--mf-teal-dark);
  font-size: 10px;
  font-weight: 900;
  letter-spacing: .12em;
}

.insight-content h3 {
  margin: 6px 0 9px;
  color: var(--mf-navy);
  font-size: 19px;
  line-height: 1.25;
}

.insight-content p {
  margin: 0 0 14px;
  color: var(--mf-muted);
  font-size: 13px;
}

/* =========================
   MARKET
========================= */

.market-section {
  padding: 100px 0;
  background: var(--mf-white);
}

.market-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 75px;
}

.market-copy > p {
  max-width: 600px;
  color: var(--mf-muted);
}

.market-points {
  margin-top: 28px;
  border-top: 1px solid var(--mf-border);
}

.market-point {
  display: grid;
  grid-template-columns: 43px 1fr 20px;
  align-items: center;
  gap: 13px;
  padding: 15px 0;
  border-bottom: 1px solid var(--mf-border);
}

.market-point strong,
.market-point small {
  display: block;
}

.market-point strong {
  color: var(--mf-navy);
  font-size: 14px;
}

.market-point small {
  color: var(--mf-muted);
  font-size: 11px;
}

.market-point > span:last-child {
  color: var(--mf-teal-dark);
  font-weight: 900;
}

.market-visual {
  min-height: 480px;
  display: grid;
  place-items: center;
  padding: 20px;
  border-radius: 30px;
  background: linear-gradient(145deg, #e9f8f7, #f3f8fc);
}

.market-panel {
  width: min(100%, 470px);
  padding: 23px;
  border: 1px solid var(--mf-border);
  border-radius: 24px;
  background: #fff;
  box-shadow: var(--mf-shadow);
}

.market-panel-header,
.market-panel-footer {
  display: flex;
  justify-content: space-between;
  color: var(--mf-muted);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .08em;
}

.money-map {
  position: relative;
  min-height: 355px;
  margin: 10px 0;
}

.money-map::before,
.money-map::after {
  position: absolute;
  content: "";
  background: var(--mf-border);
  transform-origin: left center;
}

.money-map::before {
  width: 180px;
  height: 1px;
  left: 50%;
  top: 50%;
  transform: rotate(25deg);
}

.money-map::after {
  width: 180px;
  height: 1px;
  left: 50%;
  top: 50%;
  transform: rotate(-25deg);
}

.money-map-center,
.money-map-node {
  position: absolute;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  border-radius: 50%;
  text-align: center;
}

.money-map-center {
  width: 130px;
  height: 130px;
  left: calc(50% - 65px);
  top: calc(50% - 65px);
  color: #fff;
  background: var(--mf-navy);
  box-shadow: 0 14px 35px rgba(9,35,63,.2);
}

.money-map-center span {
  color: var(--mf-gold);
  font-size: 24px;
  font-weight: 900;
}

.money-map-center strong {
  font-size: 11px;
}

.money-map-node {
  width: 105px;
  height: 105px;
  color: var(--mf-navy);
  background: var(--mf-bg-soft);
  border: 5px solid #fff;
  box-shadow: 0 8px 25px rgba(9,35,63,.08);
}

.money-map-node strong {
  font-size: 12px;
}

.money-map-node small {
  color: var(--mf-muted);
  font-size: 9px;
}

.node-icon {
  color: var(--mf-teal-dark);
  font-weight: 900;
}

.node-money { left: 0; top: 28px; }
.node-invest { right: 0; top: 28px; }
.node-business { left: 28px; bottom: 4px; }
.node-property { right: 28px; bottom: 4px; }

/* =========================
   CALCULATOR PROMO
========================= */

.calculator-promo {
  padding: 88px 0;
  background: var(--mf-bg);
}

.calculator-card {
  display: grid;
  grid-template-columns: 1fr .8fr;
  gap: 50px;
  align-items: center;
  overflow: hidden;
  padding: 45px;
  border-radius: 28px;
  background: var(--mf-navy);
  color: #fff;
}

.calculator-copy h2 {
  color: #fff;
}

.calculator-copy p {
  max-width: 590px;
  color: rgba(255,255,255,.7);
}

.calculator-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 13px;
  padding: 25px;
  border-radius: 20px;
  background: rgba(255,255,255,.06);
}

.calculator-screen {
  width: 190px;
  padding: 20px;
  border-radius: 15px;
  background: #eaf9f7;
  color: var(--mf-navy);
}

.screen-label {
  display: block;
  font-size: 9px;
  font-weight: 900;
  letter-spacing: .08em;
}

.calculator-screen strong {
  display: block;
  margin: 12px 0;
  font-size: 25px;
}

.screen-line {
  height: 4px;
  margin-bottom: 14px;
  border-radius: 10px;
  background: var(--mf-teal);
}

.screen-row {
  display: flex;
  justify-content: space-between;
  padding: 7px 0;
  border-top: 1px solid rgba(9,35,63,.1);
  font-size: 10px;
}

.calculator-keypad {
  display: grid;
  grid-template-columns: repeat(3, 38px);
  gap: 7px;
}

.calculator-keypad span {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 8px;
  color: #fff;
  background: rgba(255,255,255,.1);
  font-size: 11px;
}

/* =========================
   BUSINESS FOCUS
========================= */

.business-focus-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.business-focus-card {
  padding: 28px;
  border: 1px solid var(--mf-border);
  border-radius: 18px;
  background: #fff;
  transition: .2s ease;
}

.business-focus-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--mf-shadow);
  border-color: rgba(20,184,166,.45);
}

.business-focus-card .focus-icon {
  margin-bottom: 22px;
}

.business-focus-card h3 {
  margin: 7px 0 9px;
  color: var(--mf-navy);
  font-size: 23px;
}

.business-focus-card p {
  margin: 0 0 16px;
  color: var(--mf-muted);
  font-size: 13px;
}

.focus-link {
  color: var(--mf-blue);
  font-size: 13px;
  font-weight: 800;
}

/* =========================
   LATEST ARTICLES
========================= */

.latest-section {
  background: var(--mf-bg);
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

.article-meta {
  color: var(--mf-teal-dark);
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.article-body h3 {
  margin-top: 7px;
  font-size: 19px;
}

/* =========================
   NEWSLETTER
========================= */

.newsletter-section {
  padding: 0 0 88px;
  background: var(--mf-bg);
}

.newsletter-card {
  display: grid;
  grid-template-columns: 1fr .8fr;
  gap: 40px;
  align-items: center;
  padding: 38px;
  border: 1px solid rgba(20,184,166,.2);
  border-radius: 22px;
  background: linear-gradient(135deg, #e9f8f7, #f5f9fc);
}

.newsletter-copy h2 {
  font-size: 34px;
}

.newsletter-copy p {
  margin: 0;
  color: var(--mf-muted);
}

.newsletter-form {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 9px;
}

.newsletter-form input {
  width: 100%;
  min-height: 48px;
  padding: 0 14px;
  border: 1px solid var(--mf-border);
  border-radius: 10px;
  outline: none;
  background: #fff;
}

.newsletter-form input:focus {
  border-color: var(--mf-teal);
  box-shadow: 0 0 0 3px rgba(20,184,166,.1);
}

.newsletter-form small {
  grid-column: 1 / -1;
  color: var(--mf-muted);
  font-size: 10px;
}

/* =========================
   FAQ
========================= */

.faq-section {
  background: #fff;
}

.faq-grid {
  display: grid;
  grid-template-columns: .75fr 1.25fr;
  gap: 70px;
}

.faq-intro p {
  color: var(--mf-muted);
}

.faq-intro .text-link {
  display: inline-block;
  margin-top: 12px;
}

.faq-list {
  border-top: 1px solid var(--mf-border);
}

.faq-item {
  border-bottom: 1px solid var(--mf-border);
}

.faq-item summary {
  position: relative;
  padding: 20px 40px 20px 0;
  color: var(--mf-navy);
  font-size: 16px;
  font-weight: 750;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  position: absolute;
  right: 2px;
  top: 18px;
  content: "+";
  color: var(--mf-teal-dark);
  font-size: 24px;
  font-weight: 400;
}

.faq-item[open] summary::after {
  content: "−";
}

.faq-answer {
  padding: 0 30px 20px 0;
  color: var(--mf-muted);
  font-size: 14px;
}

/* =========================
   FINAL CTA
========================= */

.final-cta-section {
  padding: 0 0 88px;
  background: #fff;
}

.final-cta-card {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 35px;
  padding: 45px;
  border-radius: 25px;
  background: linear-gradient(135deg, var(--mf-navy), #0a536c);
  color: #fff;
}

.final-cta-card h2 {
  max-width: 720px;
  color: #fff;
}

.final-cta-card p {
  max-width: 700px;
  margin: 0;
  color: rgba(255,255,255,.72);
}

.final-cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  flex: 0 0 auto;
}

.final-cta-actions .btn-secondary {
  color: #fff;
  border-color: rgba(255,255,255,.2);
  background: rgba(255,255,255,.08);
}

/* =========================
   FOOTER
========================= */

.site-footer {
  color: rgba(255,255,255,.7);
  background: #061b31;
}

.footer-main {
  display: grid;
  grid-template-columns: 1.7fr repeat(4, 1fr);
  gap: 38px;
  padding: 70px 0 48px;
}

.footer-brand p {
  max-width: 330px;
  margin: 18px 0;
  font-size: 13px;
}

.footer-logo {
  display: inline-flex;
  padding: 4px 0;
  border-radius: 8px;
}

.footer-logo img {
  width: 220px;
  height: 60px;
  object-fit: contain;
}

.footer-column h3 {
  margin: 0 0 14px;
  color: #fff;
  font-size: 14px;
}

.footer-column a {
  display: block;
  margin: 7px 0;
  font-size: 12px;
}

.footer-column a:hover {
  color: #fff;
}

.footer-socials {
  display: flex;
  gap: 8px;
}

.footer-socials a {
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  margin: 0;
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 50%;
  color: #fff;
  background: rgba(255,255,255,.05);
  font-size: 11px;
  font-weight: 800;
}

.footer-socials a:hover {
  background: var(--mf-teal-dark);
  border-color: var(--mf-teal-dark);
}

.footer-disclaimer {
  padding: 18px 0;
  border-top: 1px solid rgba(255,255,255,.1);
  border-bottom: 1px solid rgba(255,255,255,.1);
}

.footer-disclaimer p {
  margin: 0;
  font-size: 11px;
  line-height: 1.7;
  color: rgba(255,255,255,.55);
}

.footer-bottom {
  background: #041426;
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 58px;
}

.footer-bottom p,
.footer-bottom a {
  margin: 0;
  color: rgba(255,255,255,.55);
  font-size: 11px;
}

.footer-bottom a {
  margin-left: 15px;
}

.footer-bottom a:hover {
  color: #fff;
}

/* =========================
   RESPONSIVE
========================= */

@media (max-width: 1100px) {
  .primary-navigation {
    gap: 0;
  }

  .primary-navigation > a,
  .nav-dropdown-toggle {
    padding-inline: 7px;
    font-size: 13px;
  }

  .category-grid,
  .article-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .featured-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .featured-large {
    grid-column: 1 / -1;
  }

  .footer-main {
    grid-template-columns: 1.5fr repeat(2, 1fr);
  }
}

@media (max-width: 850px) {
  .header-inner {
    position: relative;
  }

  .mobile-menu-toggle {
    display: block;
  }

  .header-cta {
    display: none;
  }

  .primary-navigation {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    display: none;
    padding: 12px;
    flex-direction: column;
    align-items: stretch;
    background: #fff;
    border: 1px solid var(--mf-border);
    border-top: 0;
    box-shadow: var(--mf-shadow);
  }

  .primary-navigation.is-open {
    display: flex;
  }

  .primary-navigation > a,
  .nav-dropdown-toggle {
    width: 100%;
    text-align: left;
    padding: 12px;
  }

  .nav-dropdown-menu {
    position: static;
    display: none;
    margin: 0 8px 8px;
    padding: 5px;
    box-shadow: none;
    border-radius: 10px;
    opacity: 1;
    visibility: visible;
    transform: none;
  }

  .nav-dropdown.is-open .nav-dropdown-menu {
    display: block;
  }

  .hero-grid,
  .market-grid,
  .calculator-card,
  .newsletter-card,
  .faq-grid {
    grid-template-columns: 1fr;
  }

  .hero-grid {
    gap: 35px;
  }

  .hero-visual {
    min-height: 420px;
  }

  .hero-content h1 {
    font-size: clamp(42px, 10vw, 64px);
  }

  .insight-grid,
  .business-focus-grid {
    grid-template-columns: 1fr;
  }

  .opportunity-grid {
    grid-template-columns: 1fr;
  }

  .market-grid {
    gap: 35px;
  }

  .calculator-card {
    gap: 30px;
  }

  .faq-grid {
    gap: 35px;
  }

  .final-cta-card {
    display: block;
  }

  .final-cta-actions {
    margin-top: 25px;
  }

  .footer-main {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-brand {
    grid-column: 1 / -1;
  }
}

@media (max-width: 600px) {
  .container {
    width: min(calc(100% - 28px), var(--mf-container));
  }

  .hero-section,
  .category-strip,
  .featured-section,
  .insight-section,
  .latest-section,
  .business-focus-section,
  .market-section,
  .calculator-promo,
  .faq-section {
    padding: 65px 0;
  }

  .hero-trust {
    grid-template-columns: 1fr;
  }

  .hero-visual {
    min-height: 330px;
  }

  .orbit-one {
    width: 330px;
    height: 330px;
  }

  .orbit-two {
    width: 250px;
    height: 250px;
  }

  .wealth-dashboard {
    padding: 17px;
  }

  .growth-chart {
    height: 175px;
  }

  .category-grid,
  .featured-grid,
  .article-grid {
    grid-template-columns: 1fr;
  }

  .featured-large {
    grid-column: auto;
  }

  .section-heading {
    display: block;
  }

  .section-heading > .text-link {
    display: inline-block;
    margin-top: 12px;
  }

  .opportunity-card {
    min-height: 270px;
    padding: 25px;
  }

  .opportunity-card h3 {
    font-size: 26px;
  }

  .market-visual {
    min-height: 390px;
  }

  .money-map {
    min-height: 300px;
    transform: scale(.85);
  }

  .calculator-card,
  .newsletter-card,
  .final-cta-card {
    padding: 28px 22px;
  }

  .calculator-visual {
    padding: 15px;
  }

  .calculator-screen {
    width: 160px;
  }

  .newsletter-form {
    grid-template-columns: 1fr;
  }

  .newsletter-form small {
    grid-column: auto;
  }

  .footer-main {
    grid-template-columns: 1fr;
    gap: 25px;
    padding: 50px 0 35px;
  }

  .footer-brand {
    grid-column: auto;
  }

  .footer-bottom-inner {
    display: block;
    padding: 14px 0;
  }

  .footer-bottom-inner > div {
    margin-top: 6px;
  }

  .footer-bottom a {
    margin-left: 0;
    margin-right: 15px;
  }
}

.guest-post-article {
    max-width: 900px;
    margin: 0 auto;
    color: #203247;
}

.article-header {
    text-align: center;
    margin-bottom: 35px;
}

.article-category {
    display: inline-block;
    background: #e8f8f6;
    color: #087f73;
    padding: 6px 14px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 12px;
}

.article-header h1 {
    font-size: clamp(36px, 5vw, 56px);
    line-height: 1.15;
    color: #09233f;
    margin: 10px 0 20px;
}

.article-intro {
    max-width: 760px;
    margin: 0 auto 18px;
    font-size: 19px;
    line-height: 1.7;
    color: #647789;
}

.article-meta {
    font-size: 14px;
    color: #718394;
}

.article-featured-image,
.article-image {
    margin: 35px 0;
}

.article-featured-image img,
.article-image img {
    width: 100%;
    display: block;
    border-radius: 16px;
}

.article-featured-image figcaption,
.article-image figcaption {
    font-size: 13px;
    color: #718394;
    margin-top: 8px;
    text-align: center;
}

.guest-post-article section {
    margin: 38px 0;
}

.guest-post-article h2 {
    font-size: 31px;
    line-height: 1.25;
    color: #09233f;
    margin-bottom: 15px;
}

.guest-post-article h3 {
    color: #0b5ea8;
    font-size: 23px;
    margin-top: 28px;
}

.guest-post-article p,
.guest-post-article li {
    font-size: 17px;
    line-height: 1.8;
}

.guest-post-article li {
    margin-bottom: 7px;
}

.article-highlight,
.article-note {
    background: #f1f9f8;
    border-left: 4px solid #14b8a6;
    padding: 22px 25px;
    border-radius: 8px;
}

.article-checklist {
    background: #f6f9fc;
    border: 1px solid #dce8ef;
    padding: 28px;
    border-radius: 14px;
}

.article-faq details {
    border-bottom: 1px solid #dce8ef;
    padding: 16px 0;
}

.article-faq summary {
    cursor: pointer;
    font-weight: 700;
    color: #09233f;
    font-size: 17px;
}

.guest-author-box {
    background: #f6f9fc;
    border: 1px solid #dce8ef;
    border-radius: 14px;
    padding: 28px;
}

.author-profile {
    display: flex;
    gap: 20px;
    align-items: center;
}

.author-avatar img {
    width: 90px;
    height: 90px;
    border-radius: 50%;
    object-fit: cover;
}

.author-details h3 {
    margin: 0 0 5px;
}

.article-disclaimer {
    background: #fff9e8;
    border: 1px solid #f1df9a;
    padding: 20px;
    border-radius: 10px;
}

.article-disclaimer h3 {
    color: #735900;
    margin-top: 0;
}

@media (max-width: 700px) {
    .guest-post-article h2 {
        font-size: 27px;
    }

    .guest-post-article p,
    .guest-post-article li {
        font-size: 16px;
    }

    .author-profile {
        align-items: flex-start;
    }
}